LOAN REQUEST

Personal loan application

You leave one request, and the bankers who see it contact you directly. No separate application to each bank, no separate form for each branch.

What the banks publish this week

17 banks publish a monthly rate between 2.79% and 5.44%.

Read from the banks' own pages on 20 September 2026. These are published rates, not offers.

Rates bank by bank →

What the banker will ask for

Identification
Proof of income: a payslip, an SGK service record, or a tax registration certificate if you are self-employed
Your address; some banks ask for a utility bill from the last three months
If you are retired, your pension document and the bank that pays your pension

What decides the answer

Your Findeks credit score and payment history
The instalment as a share of your income — banks count your existing loan instalments too
Your existing relationship with the bank; having your salary paid there usually means a different rate
The term you ask for: maximum terms and amounts on personal loans are set by regulation

Common questions

Does leaving a request affect my credit score?

No. A request is not an application; nothing is queried at any bank and no Findeks record is created. A score query happens only when you apply to a bank yourself.

How soon will someone get back to me?

The request appears in the pool bankers using the Bankacı app see, and the banker who takes it calls you directly. The bank's own approval process starts later, once you move to a branch or to online banking.

Is there a fee?

Leaving a request is free. KrediBul charges nothing to the side looking for a loan.

Can I change my request afterwards?

Yes. Sign in to the Bankacı app with the e-mail you left the request with, and you can update the amount and term, see how many bankers have taken it up, and withdraw it.

KrediBul is not a bank. It does not lend, does not set rates and does not forward your request to a bank. What it does is show your request to bankers; the offer and the decision belong to the bank's own process.

Other loans

Leave your request

The amount, the term and how to reach you. Bankers who see the request call you directly.

FROM BANKACI

Know before you sign

Before you leave a request, read Bankacı's reference pages: the legal limits in force, the average rates people are entering, and what the loan terms mean. All free, no account needed.