Five types, different tax and limit regimes. Pick the one you are after; calculate in the Bankacı app, then post a request on the same terms.
An unsecured consumer loan not tied to a purpose. Amount and term are bounded by the BDDK's maximum-term table by amount.
A loan for a new or used vehicle, secured on the car. How much of the car can be financed is capped by the invoice value.
A mortgage loan for buying a home. Tax-free and long-term, so the instalment is low and the total interest high; a rate difference changes the total a lot.
Borrowing an existing housing loan again at a lower rate, usually at another bank. The decision comes from comparing the payoff amount, the early-payment compensation and the fees against the new plan's total.
Instalment, spot or revolving credit for companies and tradespeople. This site computes and takes requests for the instalment business loan.
Run the same loan through seven plan types in the Bankacı app: equal principal, balloon, grace period, increasing and decreasing instalments, prepaid interest. Send the schedule to your customer as a PDF and see the legal limits beside the amount.
Before you leave a request, read Bankacı's reference pages: the legal limits in force, the average rates people are entering, and what the loan terms mean. All free, no account needed.
The BDDK's maximum term and loan-to-value limits by amount, each with the Board decision it rests on.
bankaci.app →The average rates Bankacı's users calculated with over the last seven days, and the most-calculated brackets.
bankaci.app →KKDF, BSMV, effective rate, balloon payment, early-payment compensation: every term on the calculation screen, defined.
bankaci.app →They carry the same taxes and their rates move together; Bankacı's rate statistics publish the pair as one average too. Use the notes field to name the car in your request.
The BDDK's maximum-term and loan-to-value tables in force, with the Board decisions behind them, are on Bankacı's legal-limits page and are updated as they change.
The purpose decides: car loan for a vehicle, housing loan for a home, transfer to move an existing mortgage, business loan for a company, personal loan for everything else. Pick the closest when posting; the banker corrects it if needed.
